Underwriter Ratings

  Stewart Title Guaranty Company Chicago Title 
Insurance Company		 Lawyers Title 
Insurance Company
Demotech, Inc.
(Financial Stability)		 A" A" A'
Standard & Poor's
(Financial Strength)		   A BBB+
Moody's Investors Service
(Financial Strength)		   A3  
LACE Title Rating Corporation
(Claims Paying Ability)		 B+ A  
Fitch Ratings 
(Insurer Financial Strength)		 A BBB BBB+